Salary / Take-Home Pay Calculator
Estimate your net pay after federal, state, and local taxes. Based on 2026 U.S. federal tax brackets.
U.S. estimate · Tax year 2026
State income tax estimate defaults to 5%; adjust it in optional details.
Optional deductions and tax details
Estimated Child Tax Credit: up to $2,200 each; eligibility rules apply.
2026 employee deferral limit: $24,500; catch-up limits may differ.
Pre-tax health/dental/HSA deductions
0% for TX, FL, WA, NV, AK, SD, WY, TN, NH
NYC: ~3.9%, Philadelphia: 3.79%, most cities: 0%
Estimate onlyUses 2026 federal brackets and standard deduction, Social Security and Medicare, a simplified Child Tax Credit, and your flat state/local rates. This is not paycheck withholding or a tax return; it omits some credits, deductions, and state-specific rules. Tax amounts change by year, so verify current rules for your situation. IRS 2026 tax brackets · Social Security wage base