Mortgage Affordability Calculator

Find out how much home you can afford based on your income and debts.

Annual Gross Income ($)

Monthly Debt Payments ($)

Car loans, student loans, credit cards

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Annual Property Tax ($)

Annual Home Insurance ($)

Lender Debt Limit (% of income)

Total monthly debts allowed as % of gross income. Most lenders use 43–50%.